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GROUP LIFE

Offering a group life benefit is an inexpensive way to provide an important benefit for employees.  A company sponsored life insurance benefit can be designed by employee class, earnings, length of service, or a lump sum benefit for all eligible employees.  Employees can also purchase much needed life insurance for their spouse and children if applicable.

Under current tax law, employers may provide up to $50,000 of group life insurance to their employees, tax free.  The employer may take a full tax deduction for the cost and employees pay no income or FICA tax on the monthly cost. Upon death, the death benefit is tax free.
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